Profile

Profile is a representation of a legal entity/individual entered into the system, containing data required for trading/back office/customer reporting/regulatory reporting/customer categorization.

A profile is the key entity of the trading system to which accounts and users are linked. Profiles are divided into 2 types:

Name	Description
Personal	personal profile is intended for setting up a client
Corporate	corporate profile is intended for setting up a corporate client

The profiles have three statuses:

Name	Description
Unverified	an unverified profile status is given to the profile as soon as it is created
Active	active profile status is given to the profile after it has been activated in the profile card
Deleted	deleted profile status is given to the profile after it has been deleted from the profile card
Deactivated	if a profile has all its accounts closed, it may be assigned the Deactivated status, which will mean that all relations with the client are terminated; it cannot be activated back

While the profile is in Unverified status, it can be deleted.

Profile header

At the top of the profile card, its Name, Status, and KYC status will be displayed.

Clicking on KYC Status opens a list that displays the steps completed by the profile and the Manage button, which allows you to go to a specific Applicant and view their details:

In the main section of the profile card, the following information is provided:

Profile ID - the unique identifier of the profile assigned by the system upon its creation. Profile Type, Risk Profile, and Contract Type, as specified when creating the profile, are also displayed in the main section of the card. Profile group - Profile group, the account group settings of which are applied to accounts created under this profile.

Please note! When applying a profile group, the account settings will be overwritten according to those in the account group specified in the On change account group field.

Deposit questionnaire and Withdrawal questionnaire are used for a clients' Travel rule procedure for whitelisting their crypto wallet address. It is set for a specific profile or for a broker profile (if the procedure needs to be enabled for all clients). To link a questionnarie to profile, Profile Management permission is required. The user must complete separate forms to whitelist deposits and withdrawals.

Please note! Both questionnaries must be added to save and use the form.

The dropdown menu when clicking the Create Items button allows you to:

• Create a new account for the profile
• Add a User membership to the profile and assign the necessary access type in the profile and Memebr role in the account
• Add a Payment method
• Add a Custodian payment method
• Create a new user

Profile details

The tab displays the KYC steps that were selected as Admin personal forms in the KYC steps settings:

The data entered in the form can be saved by clicking the Save button.

The Export to XLSX button allows you to download the data from the form as a table.

Accounts

The tab displays the accounts available for the specific profile:

The cards at the top of the section display the following indicators:

Name	Description
Total Client Assets	The sum of the Total Assets (including cash and position value) of the accounts belonging to the profile.
Margin balance	The amount of funds and assets in the profile accounts that can be used as margin collateral. Calculated as the total amount of currencies in the accounts (including future cashflow/expected settlements) taking into account the margin balance multipliers, minus funds blocked for withdrawal, plus unrealized profits/losses, plus accrued interest, and the market value of the underlying instruments (equities, bonds).
Position margin	The amount of funds used to secure existing positions on accounts belonging to the profile.
Order Margin	The amount of margin funds used in orders of accounts belonging to the profile: Amount of the instrument in the order x Price of the instrument + Commission (set in Tariffs) of each individual account.
Margin used	Amount of available margin funds which are used in orders and positions (Margin usage = Position margin + Cash margin + Order margin) of each account belonging to profile.
Margin available	The total amount of margin funds available for trading on all accounts in the profile.
Cash available	The total amount of funds available for withdrawal from all profile accounts: Cash available = Total assets - Portfolio value- Margin usage - Unrealized P/L
Future cash flow	Expected future cash flows, e.g. from pending settlements on all the accounts in the profile (for the trades the value date of which has not yet arrived)
Accrued Interest	The amount of coupon income on bonds in all profile accounts.
Unrealized P/L	The amount of profits and losses on positions in non-deliverable assets opened in all profile accounts.

The values in the cards and the table are displayed in the revaluation currency selected in the broker settings.

The Configure сards button opens a sidepage where the indicators can enabled or disabled from being displayed on the screen:

When you click the Save button, the changes will be applied to the displayed cards.

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Detailed information about the table fields is available in the article on Accounts.

Members

The tab displays the data of the profile members:

Table contents:

Name	Description
Member ID	Unique participant number in the profile system
User name	Username of the person who has access to the profile
Role name	The role of the user in the profile
Account links	List of accounts accessible to the profile participant
Display Name	Display name of the profile member when using a specific account (in the Finances section of the trading terminal, profile selector and on the login page)
Access set	Set of access permissions for the profile participant, determining the actions available on the specific account

The button with the trash can icon allows you to remove the participant's connection to a specific account (for Account links) or remove the user's participation in the profile.

The pencil button allows to:

• For a profile Member - change the member's role in the profile and their display name (in the Finances section of the trading terminal, the profile selector, and on the login page);
• For Account links - change the profile member, their display name, and account access permissions.

Payment methods

The tab displays the payment methods available for the profile:

Details on how to work with payment methods can be found in the article about the 'Finances' section.

If Check crypto address by whitelist is enabled in Payment Settings, the crypto address of the payment method is checked within the current broker and associated with a specific client profile.

A single crypto address cannot be used simultaneously by payment methods in different profiles of the same broker. Having the same address with another broker does not prevent its use.

When deleting a crypto payment method, the associated address is deactivated in the whitelist for the corresponding client profile.

The tab provides filtering options by the Status of the payment method and the Currency available for it.

Custodian accounts

The tab displays custodial accounts that belong to the profile:

Details about working with custodial accounts can be found in the article in the 'Finances' section.

The tab provides filtering options by the Status of the payment method and the Currency available for it.

Withdrawal requests

The table displays deposit and withdrawal requests created by the profile:

The composition and functionality of the table are similar to those in the Finances section, but specific to the particular profile.

Documents

This tab displays documents generated for the user's profile during the KYC process, as well as those manually added by the administrator:

Any manually created attached document can be deleted by clicking the trash can button. It can also be regenerated by clicking the arrow button. The old version of the document will still be available in the list.

The button with the document's image allows you to download it.

Clicking the Add document button opens a sidepage with the option to add a document to the user profile:

After selecting Template and clicking the Generate document button, the document will be attached to the profile and displayed in the user's client terminal.

Profile edition

Click the Edit button to edit the profile.

In addition to the profile settings already set, in the Edit Profile window, you can edit the following settings:

Main info:

Name	Description
Entity type	entity type
Risk profile	risk profile
Contract type	contract type

Place of Residence/Jurisdiction: For personal profiles:

• Country of residence
• Country of citizenship

For corporate profiles:

• Country of jurisdiction
• Country of incorporation

Additional info

For personal profiles:

Name	Description
Relation	Profile relation (Na, Related, Non Related, Self)
Counterparty nature	Counterparty type (legal entity type or individual status). When selecting financial and non-financial counterparties, an additional field with information about them must be completed.
Agreement number	Agreement number.
Agreement date	Agreement date.

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For corporate profiles:

Name	Description
BIC code	Bank identification code
Name of Regulating authority	Name of regulatory authority
LEI code	Legal Entity Identifier code
Relation	Profile relation (Na, Related, Non Related, Self)
Counterparty nature	Counterparty type (legal entity type or individual status). When selecting financial and non-financial counterparties, an additional field with information about them must be completed.
Agreement number	Agreement number.
Agreement date	Agreement date.

Client information

Name	Description
Document number	Document number attached to the agreement.
First name	Client's first name specified in the document.
Last name	Client's last name specified in the document.
Additional names	Additional information about the name specified in the document.
Date of birth	Client's date of birth specified in the document.
Actual address	The client's actual residential address (used to receive data via the API of some payment providers).
Registration address	The client's registration address (used to receive data via the API of some payment providers).
First name local	The client's first name (used to receive data via the API of some payment providers).
Surname local	The client's last name (used to receive data via the API of some payment providers).
Additional names local	Additional name information (used to receive data via the API of some payment providers).

Referral program

This section allows to set Referral programs applicable to the client:

• Referral program - the referral program applied to the profile. If the profile being edited belongs to a client who was invited to the trading platform by another client, the account specified in this field will receive rewards for trades made by the invited client under the specified program;
• Expiration date - the date after which the referral program will expire.

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The Deactivate profile button allows to deactivate your profile for access to related platform entities.

The Save button saves the changes.